BB wallet the new Banco do Brasil application for Android and iPhone phones (iOS). The app, which serves as a virtual wallet, does not charge membership fees or fees for using the services available to individuals. For legal entities, there is a charge for a transaction fee. The Bb Wallet is also used to transfer the amount of R $ 60 of the meal allowance in Piau. Below is a list of questions and answers to answer any questions about the app.
READ: Lunch assistance SP: see how to withdraw benefit with application
Learn how to use the new Banco do Brasil app, the BB Portfolio Photo: Clara Fabro / dnetc
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1. What and how does the bB Wallet work?
Banco do Brasil virtual wallet allows transactions without fees for individuals Photo: Reproduo / Clara Fabro
Carteita bB is a virtual wallet that can be used to store, pay and receive amounts in cash, make transfers and recharge cell phones, both by individuals and companies. Everything is done without charging fees for individuals, and the app still has benefits for those using the app and taking actions for the first time.
It is still possible to pay slips and make payments at partner businesses through the bB Portfolio, obtaining discounts and benefits. If you need to withdraw your money, just make it at an ATM of Banco do Brasil, and there are no withdrawal fees.
2. How to download and register for the bB Wallet?
Individuals do not pay fees in the bB Wallet app Photo: Reproduo / Clara Fabro
The first step is to enter the Play Store or App Store virtual stores and install the bB Wallet app. Open the app and tap on "Create bB wallet" and "For you". Read the terms and conditions of use of the app carefully, check the box at the end of the text if you agree and check "Continue". Add your personal data consisting of CPF, full name and date of birth and proceed to "Continue".
After that, add your phone number with area code and tap on "Continue". Then, validate your registration with a code sent by SMS to your device. Now we just need to create a password, it should have six digits and it is ideal to avoid repeated numbers in sequence. When finished, tap "Finish".
The steps for registering a company are very similar: instead of touching "For you", select "For your company". Then, the application asks for the CNPJ and name of the company, in addition to the bank details of it at Banco do Brasil. It is worth remembering that the terms and conditions of use of the bB Wallet can be accessed later as well.
3. What is the difference between the portfolio for individuals and companies?
You can register your company in the app bB Portfolio Photo: Reproduction / Clara Fabro
The services of the application for PJ and PF vary slightly, but there are no fees for membership or for individuals or legal entities. Payments made by the bB Portfolio in small businesses are made by reading a QR Code, and the amounts are credited directly to the company's Banco do Brasil account. The biggest difference with respect to fees, as the bB Portfolio will not charge transaction fees for individuals, which changes for Legal Entities.
However, a testing period is still available that does not charge fees to PJs, however, when the period is concluded, according to the terms and conditions of use of the app, companies are informed about the transaction pricing policies and can choose to continue using the service or not.
4. How to receive lunch assistance with the bB Portfolio?
The Secretariat of State for Education of Piau (Seduc) on Friday (16) pass on the payments of emergency aid for school meals through the app of Portfolio bB. The amounts are R $ 60 for families already registered with Bolsa Famlia, and it is estimated that more than 59 thousand students will receive the benefit, which should last during the time when school activities will be suspended due to the coronavirus outbreak.
In the application, the registration must be made in the name and CPF of the person responsible for receiving the Bolsa Família. The app can notify you that you are entitled to the benefit automatically, if this happens, click on "Redeem now". If he does not notify the receipt of the allowance, tap on the "Receive" tab in the bottom left corner of the screen and then on the benefit option. Follow the steps shown on the phone screen and the benefit will be redeemed.
5. What are the functions of the digital wallet?
Virtual wallet allows you to make transfers, pay slips and top up your cell phone Photo: Reproduo / Clara Fabro
The services offered by the Carteira bB app vary between transactions of amounts to other banks registered on the platform, money transfer to contacts who have the bB portfolio or to an account at Banco do Brasil. It is possible to use the amount present in the digital wallet to withdraw from Banco do Brasil ATMs, or to pay slips with a barcode reading. Another service of the bB Wallet is to make payments in business partners, all through the app and without fees.
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