Some websites and apps can help you save money and maintain a more organized financial life. Available for PC or Android and iPhone (iOS) services, the services allow you to create budgeting schedules, calculate the balance between income and expenses, and indicate promotes on Internet purchases and prevent unnecessary spending.
READ: Nubank has a function that helps you save money.
Other options offer discount coupons at different stores, compare product prices, and send notifications to your mobile phone when a wish item is cheaper. Here's a list of six money-saving tips on the Internet.
Tips help save money with the help of online services Photo: Pond5
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1. Create a spend sheet
Google Sheets is Google's online spreadsheet editor, which works on both PC and mobile. The service offers some ready-made table templates to organize the budget, either monthly or yearly, that can make it easier to track consumer spending. When filling in income and expense indicators, spreadsheets automatically calculate, showing the user if accounts will close at the end of the month.
Google Sheets has ready budget spreadsheet templates Photo: Reproduo / Rodrigo Fernandes
With simple layouts and easy interpretation, it is possible to fill all common expenses, such as food costs, housing, transportation, credit card, leisure, among others. This way the user can see if they are spending too much and where they can save money to rearrange their budget. Automatically updated charts will let you know if the balance is positive or if the user turns red.
2. Track spending on finance applications
Some apps allow you to monitor income efficiently through your mobile phone. In theBank Guide, for example, the user must enter their bank account and card details in order for the app to identify their finances automatically. With the updated numbers, it will be possible to understand what are the biggest expenses, explained in graphs and separated by categories such as food, shopping and leisure. Thus, it is possible to control the monthly expenses and set consumption goals, not to exceed the budget or to incur debt.
GuiaBayment (left) gives more categorization and graphing options than Organizze (right) Photo: Reproduction / Paulo Alves
Another similar option is the Organizze app, which allows you to enter data manually without accessing bank data, which may take a little longer to fill, but gives the user greater privacy. The app also shows consumption reports based on revenue, expenses and transfers amounts. Both can be accessed by smartphone and computer.
3. Search for airfare deals
MaxMilhas shows lowest ticket price areas Photo: Reproduction / Rodrigo Fernandes
Another way to save money is to watch out for promotions in online stores. Some applications make this task easier, such as MaxMilhas, which shows promotions in area passages. The platform, which sells miles, alerts the user when the tickets are cheaper and reach an affordable value. To do this, simply enter the place of origin and destination, date of travel and register an email to receive alerts.
4. Use coupon and discount apps
Cuponeria App Shows Mobile Discount Coupons Photo: Reproduo / Paulo Alves
It is also possible to guarantee discounts on products and services through coupons. The Cuponeria app, for example, redeems discount tickets at various establishments, such as physical or virtual stores, restaurants, supermarkets, cinema, among others, and uses the user's location to find the promotions that are available nearby. Then simply use the coupon at the e-commerce or store indicated to ensure a cheaper purchase or exclusive offers.
5. Receive alert when a product is cheaper
Turn on the price alert. When the value is reached, the app sends a notification Photo: Playback / Caroline Parreiras
The Zoom app lets you search which store for a particular product is cheaper. However, if the buyer wants to wait for an even better promotion, the app lets you create an alert that warns you when the price of the item reaches the desired value. The function allows you to determine the price the buyer wants to pay, up to 50% of the current value. When the product reaches the expected value, a notification will be sent directing the user to the purchase page.
Buscap application compares the price of the product in several stores Photo: Reproduction / Rodrigo Fernandes
Compare dnetc shows price of product in several stores Foto: Reprodução / Helito Beggiora
Comparing prices is a surefire tactic to save at the time of purchase. Compare dnetc allows you to check the value of items in various online stores and find the cheapest option when searching. You can view the price history of products in the last six months to see if the offer is really advantageous.
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