NuConta, by default, invests the user's money in public treasury bonds. The amounts are applied on behalf of Nubank and there is no protection from the Credit Guarantee Fund. However, users who want the FGC guarantee can activate the new Bank Deposit Receipt (RDB) investment option. The application yield is the same 100% of the CDI.
In the following tutorial, learn how to enable RDB investment in NuConta to invest your money with the FGC guarantee. The procedure was performed on an iPhone 8 with iOS 12, but the tips also apply to the version of the Nubank Android app.
How to save money on NuConta no in Nubank app
Learn how to enable RDB deposit at NuConta through the Nubank app. Photo: Paulo Alves / TechTudo
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Step 1. Open the Nubank app and tap on its name at the top of the screen. In the app's options menu, tap "Set UpNewAccount";
Access the NuConta settings in the Nubank app. Photo: Reproduction / Helito Beggiora
Step 2. Now open "Deposit Options" and tap "I want to activate" at the bottom of the screen;
Enabling RDB investments through the Nubank app Photo: Reproduo / Helito Beggiora
Step 3. Finally, press "OK". Deposits now made at NuConta will be applied to Bank Deposit Receipts and are guaranteed by the Credit Guarantee Fund. Your previous balance will continue to be invested in public securities.
Money deposited with guarantee from the Credit Guarantee Fund Photo: Reproduo / Helito Beggiora
Ready! Take the tip to invest more safely with NuConta.
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