NuConta is the digital Nubank card account which, among its differentials, has zero annuity or maintenance fee and cash income in the current account. Investment options in public treasury securities and Bank Deposit Receipts (RDB) are also available, the latter being protected by the FGC (Credit Guarantee Fund) for up to R $ 250 thousand. Applications can be made by bank transfer (TED) or slips.
The yield on investments is set at 100% of CDI (Interbank Deposit Certificates), which is currently equivalent to 6.40% per year. The return is usually better than the savings. In the following tutorial, learn how to use NuConta's income simulator to find out if it's worth investing.
How to create a Nuaccount in the Nubank app
Learn how to use NuConta simulator to check performance Photo: Paulo Alves / TechTudo
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Step 1. Go to NuConta's website (nubank.br/nuconta) and scroll to the "Compare" section;
Access NuConta's Investment Simulator Photo: Reproduo / Helito Beggiora
Step 2. Enter the amount of your initial deposit or use the "+" and "-" buttons to choose a value;
Enter your initial deposit amount Photo: Reproduction / Helito Beggiora
Step 3. Just below, if you wish, you can set the value of your monthly applications;
Enter the value of your monthly applications Photo: Reproduction / Helito Beggiora
Step 4. Use the slider to select the time the money remains invested. It is possible to choose a period of one to 10 years;
Select application time Photo: Reproduction / Helito Beggiora
Step 5. Finally, compare the values in the next table. The first number indicates the money available for withdrawal, already deducted from the Income Tax. Below you can see how much NuConta yielded the most compared savings.
Nu's ComparisonSave the savings Photo: Reproduction / Helito Beggiora
Ready! Take advantage of tips on how to use NuConta's income simulator to find out if your money is worth investing.