You can check your CPF online to see if your name is dirty. Currently, the three main databases used to register defaulters offer access via the Internet. The platform managed by Serasa Experian and the Central Credit Protection Service (SCPC), managed by Boa Vista Serviços, allow free access. The Credit Protection Service (SPC Brasil), with information constituted by the Shopkeepers’ Chambers (CDL), charges a fee for using the service. Here are three ways to discover active debts with companies and financial institutions.
READ: Free website shows if your CPF has debts; see
How to consult CPF in Serasa; free app works on mobile
Want to buy cell phones, TV and other discounted products? Discover Compare TechTudo
Serasa Experian offers free CPF consultation through the application and the Serasa Consumer portal (www.serasaconsumidor.com.br). The user must click on the option “Consult debts” to register with his personal data, create a password and confirm the e-mail. After registration, just go to the “Pending” panel to see the information.
See three sites to consult the CPF on the internet – Photo: Ana Letícia Loubak / TechTudo
The website shows the company that registered the debt, the amount and the original maturity and availability dates in the system. Throughout the year, the user can also access offers to settle debts with creditors at Feirão Limpa Nome. The CNPJ consultation, which is normally paid for, can be released on specific dates, such as Black Friday.
The platform also offers Serasa Antifraude for optional contracting, a subscription service that alerts consumers to new registered pending items, queries made by companies, changes in credit score (score) and eventual data leakage on the dark web.
Serasa Experian offers free CPF consultation on the Serasa Consumer portal – Photo: Reproduction / Paulo Alves
Boa Vista provides free consultation to the SCPC database on the Consumidor Positivo website (www.consumidorpositivo.com.br/consulta-cpf-gratis/), which also has a mobile version. The platform also requires an account with CPF and other personal data, in addition to email and password.
Then, you only need to check the box “Debts” to know the number of pending issues in the name. The tool separates the pending issues between those that are visible and invisible to the market, depending on the date of the occurrence, including values and the company responsible for the registration. In addition, it shows whether there are records of returned checks and protests.
The SCPC score consultation is also free, and already includes any benefits obtained with payments indicated in the Positive Register. The platform charges fees to activate a radar that, among other things, allows you to know if the CPF will be negative before it even appears in the database.
SCPC’s database is managed by Boa Vista – Photo: Reproduction / Paulo Alves
It is also possible to consult CPF online at the SPC Brasil base, but it is necessary to pay a fee of R $ 9.90. The service is offered via an application or website (www.spcbrasil.org.br) and requires a registration that includes documents, telephone and full address. Despite the payment, the consultation entitles you to view more complete information that goes beyond the record of default and protests and returned checks.
It is possible to see, for example, the registration data held by associated companies, including the latest addresses and telephone numbers, to discover all consultations made to the CPF in the last 6 months and any credits granted, in addition to having access to information from the Judiciary. The platform also charges additional fees to display the person’s participation in companies, and offers paid consultations to the CNPJ and CPF of third parties.
SPC Brasil charges R $ 9.90 for the CPF consultation – Photo: Reproduction / Paulo Alves
How do you know if a store is reliable? Find out in the TechTudo Forum
Want to know everything about the universe of cell phones, games, applications and other electronics? Just take a look at our YouTube channel: