THE Apple Card has not yet found its way beyond the United States, but is doing everything it can to attract as many fans as possible in its homeland before going on a tour of the rest of the world. Want proof? We have two – specifically, two very interesting news for Apple consumers in the USA.
Installment of iPhones
Apple already has an iPhone financing program independent of the Apple Card, but Apple credit card owners will now be able to enjoy a much better deal. The company today announced the Apple Card Monthly Installments (something like “Monthly Apple Card Installments”), which is nothing more than a way to split an iPhone into 24x interest-free.
All iPhones for sale by Apple – 8, 8 Plus, XR, 11, 11 Pro and 11 Pro Max – participate in the program, and consumers (in the USA, of course) will be able to purchase the devices in installments at the Apple online store, the Apple Store application or at the store closest to the Apple. The process is immediate: just select the Apple Card as a payment method and the installment will appear immediately as an option; the 3% of cashback of the full value of the device will be added to your wallet the same day.
In the case of the iPhone 11 Pro, for example, monthly installments start from $ 41.62 – which, if you multiply by 24, results in a total of $ 998.88, which is basically the real price of the device. It is possible, here, to take advantage of the program Trade In to deliver your old iPhone and receive a rebate in value; in the case of 11 Pro, the installments can be reduced to up to $ 24.95 monthly (depending on your current device, of course).
IPhone installments are added monthly to your Apple Card bill and the sum of the minimum payment you must make on the card. It is worth noting that these installments are not subject to the application of interest – unless you fail to pay them for a period greater than 24 months of the installment.
In addition, users will have a specific screen in the app Wallet to manage the installments, with a graph indicating exactly how much you paid from your iPhone, when the next installment and your payment history will be charged.
In addition, Apple announced a special offer for Apple Card users. Until December 31 of this year, purchases of Apple products will yield to consumers 6% cashback – that is, 6% of the purchase amount will “go back” to the customer’s wallet and can be used to pay the invoice or make other purchases with Apple Pay. Traditionally, the cashback in purchases at Apple itself is 3%.
THE tweet of the card highlights only recent / most popular products, but strictly speaking, the entire hardware line of the company is participating in the offer – yes, including iPhones purchased in the Apple Card installment program described above. The new Mac Pro also enters the game, which means that a happy customer who spends $ 6,000 on the “basic” version of the computer will get it back $ 360.
It is worth noting that the offer is not valid for the purchase of digital items, such as monthly fees for services, applications and software from the App Store, nor for the extended warranties of AppleCare +. Still, nice offer, isn’t it?