After a few days of testing the Apple Card by a limited group of users in the United States, the new Apple card, in partnership with the American bank Goldman Sachs, has finally been launched for all customers in the country.
As a result, iPhone users who want to order an Apple Card can do so from the Wallet app (running iOS 12.4 or higher) and, after approval (done immediately), start using the company’s digital card for online purchases (including Apple Pay) until the desired physical version of the card, made of titanium, arrives.
As we reported, Apple offers a program of cashback, called Daily Cash, in which each purchase made with both the digital and physical versions of the Apple Card offers a reward for customers. More specifically, purchases made using Apple Pay at Apple Stores provide a 3% return; those made through Apple Pay at other stores give 2%; while purchases using the physical card give 1% of the value back.
Given the positive impact of the program, Apple is expanding the 3% of the Daily Cash for even more merchants and apps. With that, customers will now receive 3% of the total value of their purchases back when they use the Apple Card (through Apple Pay) on Uber/Uber Eats – and even more partnerships will be announced soon.
Apple Pay VP Jennifer Bailey celebrated the expansion of the Apple Card to all users in the US:
We are excited about the great interest in the Apple Card and its positive reception. Customers have told us that they love the simplicity of the Apple Card and how it offers a better view of their spending.
Speaking of spending, all transactions and card information are available on the Wallet app, which offers tracking and budgeting tools, such as color-divided categories that give customers an idea of ​​how much they’re spending on food, activities, shopping, health care, entertainment, etc.
For now, the Apple Card is limited to the USA, but the expansion to other countries and regions is practically certain – there is just no information on when this should happen. Last March, we commented that Goldman Sachs International CEO Richard Gnodde suggested a likely expansion of the card to the Europe, where the company recently registered the service with regulatory agencies – as well as Hong Kong and Canada.
