Agibank bank offers the facility to open a checking account and request a credit card in a few minutes. The service, which came to compete with Nubank, has no invitation. The user only needs to download the app, available for Android and iOS (iPhone), send their information and wait for confirmation of account opening.
The steps are quite simple. However, it is important to note that it is about contracting financial service and, therefore, one must pay attention to the clauses of the contract. The following tutorial shows all the steps to create an Agibank account directly from your phone.
Agibank: see how to pay bills with boleto through the virtual bank Photo: Raquel Freire / TechTudo
How to add money from Agibank account
Step 1. Download the Agibank app. When opening it for the first time, the application will ask for some permissions: send and view SMS, take photos and record videos, access files from the device and access your contacts. Touch "Allow" in each window.
Permissions granted to the Agibank app before creating the account Foto: Reproduo / Raquel Freire
Step 2. On the welcome screen, tap "Create account". Enter your CPF and press "Continue".
Welcome screen of the Agibank application Foto: Reproduo / Raquel Freire
Step 3. Enter your full name and tap "Continue". Then enter your date of birth and tap "Continue" again.
Insert the full name and date of birth of the Agibank account holder Photo: Reproduo / Raquel Freire
Step 4. A data confirmation box with full name, CPF and date of birth will be opened. Touch "Confirm". On the next screen, enter your cell phone number with the area code and tap "Send SMS".
Cell phone number registration for SMS confirmation Photo: Reproduo / Raquel Freire
Step 5. The application should automatically insert the code received via SMS, but, if it does not, just enter it manually. Once the sequence is confirmed, the app will immediately go to the email insertion screen. Enter the email address and tap "Continue".
SMS confirmation and e-mail insertion during registration with Agibank Photo: Reproduo / Raquel Freire
Step 6. The app will inform you that a confirmation email has been sent, but you only need to access it after the account is created. Touch "Ok, got it" and enter your zip code. Proceed with "Continue".
Insert of the CEP of the digital account holder in Agibank Photo: Reproduo / Raquel Freire
Step 7. The app should identify your street, neighborhood, city and state, all you need to do is add number and add-on. After that, go to "Continue" and confirm that this is your mailing address. If not, touch the "No" button and enter the correct address. If everything is right, press "Yes, that".
Confirmation of address for sending correspondence from Agibank Photo: Reproduo / Raquel Freire
Step 8. Enter your monthly income and tap "Continue". Then, reply if you have a tax obligation with another country and then tap "Continue" again.
Income information and tax obligations with other countries in the Agibank register Photo: Reproduo / Raquel Freire
Step 9. Based on your information, Agibank will calculate your pre-approved limit. You can request an increase by clicking on "I need more limit" in this case, just enter the desired amount and then press "Request amount", but the order will be subject to analysis. After asking for the raise, or if the suggested amount is right for you, tap "distribute value". Drag the circle from the center to increase the limit on the current account or credit card, according to your preference. Finally, tap "Confirm".
Distribution of the Agibank limit between credit card and current account Photo: Reproduo / Raquel Freire
Step 10. In this step, Agibank asks for an identification document. Press "Alright, continue" and choose the type of documentation (the RG was used in this tutorial).
Choice of identity document to be presented to Agibank Photo: Reproduo / Raquel Freire
Step 11. The app will show you a brief tip on how to take a good photo. Touch "Ok, got it". Position the document within the white margin, first with the front side facing the camera. Touch the shutter and check that the letters are legible. If not, tap "Take another one". If it is readable, tap "Yes".
Scanning the front of the identity document in the Agibank app Photo: Reproduo / Raquel Freire
Step 12. Turn the back of the document towards the camera and repeat the step above, touching "Yes" when the text of the image is legible.
Scanning the back of the identity document in the Agibank app Photo: Reproduo / Raquel Freire
Step 13. Now the application asks you to take a selfie. It is not possible to upload a photo from the gallery, but that image can be replaced when the account is activated. Touch "Okay, continue", place your face inside the dotted area and then press the camera shutter.
Selfie capture for registration in the digital bank Agibank Photo: Reproduo / Raquel Freire
Step 14. The Agibank app will display a 4 digit password guideline. After reading, tap on "Okay, got it" and then enter your numeric password. Confirm the code and press "Continue".
Creating 4-digit password for Agibank Photo: Reproduo / Raquel Freire
Step 15. Agibank will show a summary of your account and personal data. Slide the screen down to read everything. At the end, tap on "View terms" to read all clauses. If you agree with all that has been described, check the box "I agree with the terms of contract of my Current Account" and then press the button "I read and agree".
Agibank current account contract terms accepted Photo: Reproduo / Raquel Freire
Step 16. Now you just need to wait for Agibank to review your document and information. When this is done, you will receive a warning SMS. Just open the app, enter your 4-digit password and use the digital bank resources.
Agibank checking account opened by cell phone Photo: Reproduo / Raquel Freire