Agibank, a digital bank that competes with Nubank, allows transfers to other banks through TED. The financial institution offers three free transfers, and a fee is charged after this limit. Transactions must be made between 7:30 am and 4:30 pm; outside the period, the operation is blocked in the app.
Like everything in the application, the procedure performed entirely by cell phone and takes only a few minutes. The tutorial below shows the bank transfer step by step on Android, but the method is the same on iPhone (iOS).
Agibank: see how to transfer to other bank accounts Photo: Raquel Freire / TechTudo
How to invite friends to Agibank
Step 1. Open the Agibank app on your phone and enter your password. On the main screen, press the "Pay" button and then select TED.
Path to Agibank transfer menu via TED Photo: Reproduction / Raquel Freire
Step 2. Press the "Enter account data" button. Then enter the CPF or CNPJ of who will receive the transfer, without typing the period, hyphen or slash. Touch the green button with an arrow to continue.
Insert of CPF or CNPJ of the recipient of the transfer in the Agibank app Photo: Reproduo / Raquel Freire
Step 3. Enter the recipient's full name and press the green button (the app automatically capitalizes the initial letters). Select the bank of the recipient account. If none of these are represented with icons, type the name or number of the bank, or swipe down to see all registered institutions, organized by the initial letter.
Insert full name of the holder and account and select the bank at Agibank Photo: Reproduo / Raquel Freire
Step 4. Tap the down arrow and select the type of account (in this example, a checking account). Press the green button. Then, enter the agency number (without the check digit) and the account number (with the check digit, but without the hyphen). Press the green button to continue.
Bank account data that will receive the transfer in the Agibank app Photo: Reproduo / Raquel Freire
Step 5. Enter the amount you want to transfer in the text field and press "Continue". Then, enter a description for the transfer and tap the green arrow button.
Value information and description of the transfer in the Agibank application Photo: Reproduction / Raquel Freire
Step 6. The Agibank app will show you the summary of your bank transfer. Confirm the data and, if everything is OK, press "Transfer". Enter your four-digit password and tap "Continue".
Finalization of the transfer of the Agibank account to another bank Foto: Reproduo / Raquel Freire
Step 7. The app displays the message "Transaction completed successfully". Soon after, Agibank will show you a transfer summary via TED. If you wish, touch "Share" and send the receipt to the recipient.
Transfer to another bank using the Agibank app Photo: Reproduo / Raquel Freire