The National Treasury has a mobile application that allows it to be invested in Treasury Direct. The free app offers a tool to simulate applications and can help anyone who wants to invest in government bonds, but still has no experience with the procedure. Available for Android and iPhone smartphones (iOS), the service is considered one of the safest investments on the market. Tesouro Direto is a program of the Federal Government for the purchase and sale of public securities for individuals, created with the objective of raising funds to finance public debt.
When purchasing a title, the person lends money to the Brazilian government, which is returned with interest on the established date. Then, Tesouro Direto is an investment that yields profits after a certain period of application. The tutorial below teaches you how to use the mobile platform, offered at the Google Play and App Store app stores. See how to consult the best application according to your profile to plan investments in Tesouro Direto.
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Learn how to invest in Tesouro Direto by cell phone with the National Treasury app Photo: Raquel Freire / TechTudo
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Step 1. Download Tesouro Direto and open the app. On the first screen, tap "Simulate your investment". If you have not yet decided on which title to invest, select the option "I don't know which title to choose" so that the system identifies the best alternative based on your profile;
Home screens of the Tesouro Direto app Photo: Reproduo / Raquel Freire
Step 2. The app will display two questions, at first: "What is your dream?" and "How soon do you want to make your dream come true?" New questions will be opened according to the answers provided. Fill in all the fields and, when the button "View result" is enabled, touch it;
Questions to identify the investment profile of the user in Tesouro Direto Photo: Reproduo / Raquel Freire
Step 3. Treasury Direct will recommend one or more bonds for you. Touch the yellow icon with an "i" to see the description and operation of the title in question, if you don't know it. After choosing, press the "Simulate" button;
Choice of title among those recommended by the Tesouro Direto system Photo: Reproduo / Raquel Freire
Step 4. Once the title is chosen, you must fill in the information regarding the form of investment. First, inform the type of simulation you intend to do and choose one of the questions: "how much do you want to invest today" or "how much do you want to redeem in the future". In the example below, we chose the second option;
Selection of the type of investment simulation in Tesouro Direto by the mobile app Photo: Reproduo / Raquel Freire
Step 5. Fill in the remaining fields that appear. In both types of simulation, you must choose whether to invest the money in one installment or monthly, with the information on the respective values. When everything is completed, tap the "Calculate" button. The app will display the result summarized in two graphs: the first of net profitability and the second of evolution of gross assets. To view the second, slide your finger from right to left over the highlighted dots;
Calculation of investment in the title made with Tesouro Direto simulator Photo: Reproduo / Raquel Freire
Step 6. When you slide the screen down, you will see more buttons, including "Details". Enter the tool to consult the detailed comparison between all titles, based on the investment parameters entered in the app;
Button for detailed comparison of titles based on data entered in the Tesouro Direto simulator Photo: Reproduo / Raquel Freire
Step 7. In the detailed simulation, scroll the screen to see the yields in all titles and make sure that this is, in fact, the best for you. Touch the arrow at the top to return to the previous screen and press the "Invest" button if you really want to invest money in the selected title;
Tool to invest in the selected title in the Tesouro Direto simulator Photo: Reproduo / Raquel Freire
Step 8. At the "Cart" screen, enter the amount of the initial investment and the date of the application. Tap "Next" to log in to the app, by entering the CPF and password registered in the system. Registration with the Treasury Direct is made only with the bank or broker. If you do not have the login credentials, contact your financial institution to request the password.
It is necessary to request a password to access the bank to register with Tesouro Direto Photo: Reproduo / Raquel Freire
Ready. Take advantage of the tips and invest your money in the best way in the Treasury Direct app.
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