During a trip by Uber, driver and passengers are protected by insurance in case of an accident. The company with more than 20 million users in Brazil has partnered with the company Chubb Seguros Brasil S.A. to offer coverage. The insurance is valid for the partner driver from the confirmation of the race until the end of the race and, for the passenger, throughout their journey inside the car.
Coverage against Personal Passenger Accidents (APP) includes the payment of medical and dental expenses in the amount of up to R $ 15 thousand. If the victim has loss or reduction in the function of a limb causing total or partial permanent disability, he may receive up to R $ 100 thousand, according to the severity assessment. In case of death due to the accident, the indemnity of R $ 100 thousand.
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Uber provides insurance to users and drivers in the event of an accident Photo: Lucas Mendes / TechTudo
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To activate the insurance, the user must contact Uber through the service channels, in the application for Android and iPhone phones (iOS) or telephone (0800 591 7045 or 0800 591 1032). The hotline is available 24 hours a day, seven days a week. From the notification, the case will be analyzed and sent to the insurance company.
The application is registered with the Superintendency of Private Insurance (SUSEP), a federal agency responsible for regulating and supervising the insurance market. Policyholders can consult the registration status and contractual conditions, in addition to clarifying doubts or making complaints and requests, on the website www.susep.gov.br or through customer service (0800 200 70 51). Check the insurance data:
Personal Accident Passenger Insurance guaranteed by CHUBB SEGUROS BRASIL SA CNPJ: 03.502.099 / 0001-18, SUSEP Cd: 0651-3 N SUSEP Process: 15414.003392.2009-11, contracted by UBER DO BRASIL TECNOLOGIA LTDA, CNPJ: 17.895 .646 / 0001-87.
This does not interfere with the right to Personal Damage Caused by Vehicles (DPVAT), mandatory protection that indemnifies victims of traffic accidents due to death, permanent disability and medical expenses. Uber requires partner drivers to provide proof of vehicle licensing, in addition to a regular status with DPVAT.
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