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Apple Card: No-Fees, Safer Credit Card Arrives in August | Productivity

Apple has confirmed on Wednesday that it will launch in August the Apple Card, its credit card without fees. Last week, rumors already suggested that the US giant planned to debut the product on this occasion, but official information was released yesterday by the company's CEO, Tim Cook, during the presentation of the financial statement of the last fiscal period. The release of iOS 12.4, on the 22nd, guaranteed support for the new card.

The Apple Card will be available initially in the United States only, without anticipation of arrival in Brazil. The service can be ordered directly from the iPhone (iOS) through the Wallet app, which controls Apple Pay. Although the focus is on the digital version of the product, a physical card made of titanium will also be available for use in various establishments.

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Apple Card: The American giant's flat-rate credit card arrives in August Photo: Divulgao / AppleApple Card: The American giant's flat-rate credit card arrives in August Photo: Divulgao / Apple

Apple Card: The American giant's flat-rate credit card arrives in August Photo: Divulgao / Apple

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The service was officially announced on March 25 at a conference held by the company. According to the information disclosed, the Apple card will not charge annuity fees or late payment fees or exceeded limit. The company charges interest only if the amount paid is less than the total invoice. At the same event, Apple's official streaming service was announced: Apple TV +.

How does the Apple Card work?

Created in partnership with the US bank Goldman Sachs, the Apple Card can be used for both Apple Pay purchases and conventional transactions, thanks to a partnership with the MasterCard brand. Consumers will receive a 3% financial return for Apple Store spending, 2% for purchases using the company's payments service, and 1% for all other card uses. Called "Daily Cash", the savings will be available in the smartphone's digital wallet for later use or transfer to a bank account.

Apple Card to have expense management reports on iPhone Photo: Divulgao / AppleApple Card to have expense management reports on iPhone Photo: Divulgao / Apple

Apple Card to have expense management reports on iPhone Photo: Divulgao / Apple

On iPhone, users will have access to spend management through the Wallet app. Detailed information about use in restaurants, malls, health and entertainment, for example, will be available in the app. However, the company guarantees that, for privacy reasons, does not have access to the establishments in which the user made purchases or the products and values ??spent. O TechTudo prepared a list of ten questions and answers about the Apple Card.

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