Consumers have until November 30th to negotiate debts at the Fair Trade Name of Serasa. Through an online platform, it is possible to find out the amounts owed to various registered lenders, such as banks and telephone operators, and get opportunities ranging from payments in installments to discounts that reach 98%.
READ: Uber changes and will consult your CPF at Serasa; understand
According to the entity, the last edition, held in March, facilitated the closing of more than 679,000 agreements with rebates in the $ 2.8 billion. The number of delinquents, however, remains high, at around 63.2 million people, the banking and credit card sector accounts for 28% of debts. Here's how to use the service to pay off rates over the Internet.
Serasa Fair has up to 98% off to clear name Foto: Paulo Alves / TechTudo
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Step 1. Access the Clean Serasa Name portal (serasaconsumidor.br/limpa-name-online) from your computer or mobile browser. Enter your social security number in the highlighted field and press the Consult button;
Enter the Social Security Number on the Clean Website Name Photo: Reproduo / Paulo Alves
Step 2. Fill in the form with name, date of birth, email and password to create an account. If you have already registered with the service, the site will ask for the password after informing the CPF;
Fill in the registration form to register on the Serasa portal Photo: Reproduo / Paulo Alves
Step 3. The Clean Name automatically tracks debts that have active offers during the Fair. At first glance, you can see the original value, the creditor company and the discounted value to pay off the debt. Check the arrow beside to see more details;
Expand offer to find out more details Photo: Reproduo / Paulo Alves
Step 4. The site displays information such as the original due date and contract code, which can be useful both to help you remember the debt and to challenge the lender if you do not recognize the debt. Select the option See offer to advance;
Proceed to access the offer Photo: Reproduo / Paulo Alves
Step 5. In the right pane, see what are the payment options offered by the lender. Choose the Installment option to check for flexibility to pay monthly, and on Due Date to choose the best day to start paying;
Choose the form of payment of debt Photo: Reproduo / Paulo Alves
Step 6. Finally, check the payment summary, read the terms and conditions of the service and check the box next to it, and press Done agreement to download the bill.
Download the ticket to pay the debt and clear the name in Serasa Photo: Reproduo / Paulo Alves
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How to consult CPF in Serasa; free app works on mobile