Trigg is a company that offers digital credit card service. Its operations are performed through the application of the fintech, available for Android and iPhone (iOS). With the app, you can apply for the card, track spending, view maturity, and simulate and contract planned withdrawal, a form of loan without bureaucracies. One of the company's differentials is the cashback, which returns a percentage of the spending to the user. Unlike other digital cards, such as Nubank, Trigg charges an annual fee for the service.
The company also offers the Trigg Band bracelet, the Triggers program and a virtual card for online shopping. Below is a list of questions and answers that the TechTudo prepared about Trigg.
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Trigg credit card operations can be done by the Photo: Reproduction / Marcela Franco app
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Trigg's credit card operates similarly to traditional credit cards, but is intended to give the user greater autonomy, with less paperwork, as their operations are performed through the smartphone application. On the platform, the customer can order and unlock the credit card, view available balance and due dates, track spending by purchase categories, apply for duplicate card, borrow from scheduled withdrawal, and locate credit card. barcode to make the invoice payment. The international card and has the Visa flag.
Trigg also offers other payment methods you can make purchases from Band, a bracelet that works by approximation, a function also available on the card. Band value limit is the same as physical device. Buying with Samsung Pay is also an option for that, just register the card and, when it comes to paying, approach the phone.
Trigg offers other means of payment than card Photo: Divulgao / Trigg
How to order the Trigg card?
To apply for the Trigg card, simply download the application on your Android or iPhone (iOS) phone, fill in the registration with personal data such as name, social security number, email, and create a password. Then I need to enter an emailed code and answer a few more questions. Finally, you need to take a selfie and photos of the documents. The credit assessment is done in moments if the user is approved, Trigg already releases a virtual card while the physicist does not arrive. The company offers graffiti and green colors, and the customer can choose which option they want. Remember that it is not necessary to prove minimum income to apply for the credit card.
Although the Trigg card is digital, the institution does charge some service fees to its users. The annual fee of R $ 9,90 per month. The amount of each withdrawal in Banco24Horas network R $ 4,99. J for the withdrawal of money in locations outside Brazil, the amount of $ 10. The issuance of the duplicate credit card is for $ 24.90 per unit, and the bracelet for payments costs $ 49.90.
Trigg application allows you to check balance and perform various operations Photo: Divulgao / Trigg
How are Trigg different from Nubank and other digital banks?
The biggest difference between Trigg and other digital banks is that Trigg does not offer a bank account to make transfers, payments and invest money. THE fintech provides the credit service online ie the user has the credit card and can also make loans by the application. Nubank, Neon and some other digital banks provide a checking account where transfers and investments can be made, for example.
Trigg still has an annuity rate, something not very common among digital cards. A positive differential factor of the company is the cashback With it, the user redeems part of the amount spent every month. The percentage ranges from 0.55% to 1.3%, depending on the amount of total purchases. Therefore, depending on the client's expenses, the annuity ends up compensated.
Trigg's main benefit is the cashback. The percentage of money recovered varies from how much the customer spends per month. A user who spends $ 3,000 a month, for example, gets 1% of that amount ie the customer gets back $ 30. The company website provides a simulator where you can know how much to be returned. The amount can be used for credit on the next invoice, for example.
What features are available in the app?
In addition to basic features, such as viewing the available balance and invoice due dates, the app offers the user the ability to contract emergency assistance for their pet in "My Pet". In "Member Get Member", you can send invitations to friends and receive $ 10 if the request is accepted. The app still has a game, "Trigg The Game", where you can participate in campaigns to compete for a cashback from up to $ 100.
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